Privacy Policy

What Does Dakota Star Federal Credit Union (DSFCU) Do With Your Personal Information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number, income and employment information Account Balances and transaction history Credit History and payment history When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons DSFCU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does DSFCU share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	Yes	No
For our marketing purposes— to offer our products and services to you.	Yes	No
For joint marketing with other financial companies.	Yes	No
For our affiliates’ everyday business purposes— information about your transactions and experiences.	No	We don't share
For our affiliates’ everyday business purposes— information about your creditworthiness.	No	We don't share
For non-affiliates to market to you	No	We don't share

Questions?
Call 1-800-418-0369 or go to the www.dakotastar.org

What we do
How does DSFCU protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does DSFCU collect my personal information?	We collect your personal information, for example, when you Open an account or Apply for a loan Use your credit or debit card or show your government-issued ID Make deposits or withdrawals from your account
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices apply to all joint account holders on the account.

Definitions
Affilliates	Companies related by common ownership or control. They can be financial and nonfinancial companies.	DSFCU has no affiliates
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies.	Nonaffiliates we share with can include insurance companies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mail house, mortgage companies, mortgage service companies, consumer reporting agencies, and data processors. A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include CUNA Mutual Group’s MEMBERCONNECT
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other important information
Call 1-800-418-0369 or go to the www.dakotastar.org